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Commodity ETFs (exchange traded funds) are made up predominantly of things derived or cultivated from the Earth. These include energies, such as oil and natural gas, agriculture, which includes crops and livestock, and metals, like silver and gold.

In Japan, most of shops own their own point cards. They could be slightly different from each other. But they all share one similarity which is they all save money for you!

An audit is an evaluation of a person, organization, system, process, project or product. An audit would be performed to determine the strength and reliability of information.

The term “Asset Allocation” is used to guide an investor on his investments. The investments referred here are categorized into various options such as funds, stocks, bonds, etc, etc.

“Predatory lending practices”. Its just one new catch phrase that has been born out of the latest financial crisis to hit the U.S. What does it mean and are lenders truly predators? The sad truth is that far too many people have positioned themselves to be victims of financial predators by virtue of the fact that they just lack the knowledge to understand what is going on around them when credit is being granted and a loans is being made.

Media pundits tout the high costs of reverse mortgages, but they rarely compare the costs of the alternatives to the reverse mortgage. In this series of articles we attempt to address the costs of alternatives.

Is it important to you that your bank account details are confidential or are you happy for the tax authorities to snoop? Where is offshore and how private is private? Do you need an offshore account or would an anonymous onshore facility suit? Why use anonymous banking? Read our report so you can make an informed decision.