Enterprise Security for Financial Services: Access and Identity
Security is a major issue for companies providing financial services. The nature of security threats to such companies is mostly of two kinds, identity and access. Financial institutions need to monitor the access to crucial data, and see to it that there is no fraud committed through impersonation.
Cash Flow 101Cash flow is very important, as many businesses have failed due to lack of cash flow rather than any other reason! Having a clear idea of how much cash is available at any given time is crucial for implementing new strategies and for planning any short term or long term funding requirements of the business.
Sarbanes Oxley Act: Compliance and Risk Based ApproachUnder the section 404 of the Sarbanes-Oxley (SOX) Act, a public company has to file an internal report about the financial reporting procedures it follows, the effectiveness of its design and operation, and the trustworthiness of its financial dealings.
Tips For Getting The Right MortgageApplying for your mortgage and being able to get it are two different things. Also knowing when to apply and where can enter into the picture, too. Here are some tips to help you be better prepared to get the mortgage you are looking for.
Debt Restructuring: Types And MethodsDebt restructuring refers to the reallocation of resources or change in the terms of loan extension to enable the debtor to pay back the loan to his or her creditor. Debt restructuring is an adjustment made by both the debtor and the creditor to smoothen out temporary difficulties in the way of loan repayment. Debt restructuring is of two types, and there are many ways to carry out the restructuring process.
Cash Flow ForecastingForecasting cash flows is very important, as many businesses have failed due to lack of cash flow rather than lack of profit! Cash flow forecasting is absolutely essential while planning short or long-term funding requirements of any business.
Choosing Your Loan Repayment PeriodAlthough choosing the right loan period is important, there is always the possibility that you can change the terms if you need to. If you find that you can afford to pay off the loan more quickly, then try and do this