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A fixed rate ISA is an incredibly effective savings tool. Not only does it provide you with a guaranteed rate of return on your savings for a given period of time but it does so in a tax free wrapper that enables you to enjoy growth and income from your investment without the taxman receiving a penny for themselves. As the ISA is such a tax efficient method of saving for the standard individual tax payer, then why is it that it has recently been estimated that over 80% of ISA account holders do not regularly monitor…

If you’re considering starting an IVA you may think that an individual voluntary arrangement is a kind of “product” that can be obtained from any number of firms. In fact the sources of IVA advice and IVA services are varied in many respects. In this article we discuss the reassurance that you might receive from choosing a source of advice that is a member of one of the debt advice trade associations.

With the importance that good credit history has in your day-to-day life, it is certainly worth protecting and monitoring. Read on to learn some top tips to avoid identity theft.

Cloud computing is one of the most mysterious enterprise technologies introduced in the past decade. It can mean many things to many people and rarely has a unified description. The term “Financial Cloud” which is becoming increasingly used by large financial institutions such as exchanges and banks has equally proven to be a mystery. Several large financial exchanges and financial services companies have recently launched their Financial Cloud offerings in hopes of capitalizing on this growing industry.

There are a lot of great things about being self-employed. Being your own boss is a wonderful experience, as is setting your own schedule and calling all the shots about what kind of projects you do – and don’t – want to take on. However, there are also many different challenges associated with self-employment.

The Commodity Futures Trading Commission (CFTC) is pulling rules out of the closet that seek to protect market participants. Time and time again since its enactment back in 1936, the CFTC has come up with rules and regulations that are aimed to curb uncertainty in the commodities markets that arise as a result of speculative buying and selling of commodity based swaps.

If you’re just learning about 401k plans for the first time, it’s understandable that you have a lot of questions about them. There are some complexities associated with these plans which you may want to ask an accountant or lawyer who specializes in retirement planning about, but for a brief guide to the basics of these popular retirement plans, just keep reading; by the end of this article, you should have a pretty good grasp of how they work. Essentially, a 401k is a retirement plan which is sponsored by employers.