Refinancing Your Mortgage

Step by step process of refinancing your home. Understanding what it takes to get a new loan in today’s mortgage market. If you have not obtained a mortgage in the last four years than this is a must read. The mortgage crisis of 2008 has changed the rules on obtaining financing for your home. By reading this article you will be on your way to getting your share of obtaining a new mortgage at the lowest interest rates the United States has seen in 50 years.

Do I Need a Financial Planner?

Many people aren’t sure whether or not they need a financial planner. This article helps readers understand if they can go it alone or need professional assistance.

How Your Missed Mortgage Payment Because of Divorce Affects Your Credit Score

When a married couple divorces, their individual credit score can be affected if one of them misses a mortgage payment for a property that is in both spouses’ name. This article explains some unexpected consequences of this situation and provides steps in making sure this does not affect you in the future.

Compound Interest, The 8th Wonder Of The World!

Wikipedia describes compound interest as: Compound interest arises when interest is added to the principal of a deposit or loan, so that, from that moment on, the interest that has been added also earns interest. This addition of interest to the principal is called compounding.

Beware the Obama Stock Bubble

Presidential history can be pretty interesting… with odd coincidences and ominously repeated date, economic and other patterns. For example, Ronald Reagan’s presidency is notable for breaking Tecumseh’s Curse. The curse apparently started in 1840 when President William Henry Harrison came to office. He defeated a great Native American chief in battle… and, himself, subsequently died in office. Thereafter, all presidents who were elected (not sworn in) in a year ending in zero… died in office… until the curse was broken when Reagan survived assassination attempts and ended his two terms alive and kicking. George W. Bush became president in 2000 but is alive and well today… so Tecumseh’s Curse is broken, thank heavens!

The Benefits of Working With an Insurance Broker

When you are looking for a new insurance policy you want expert, unbiased advice from someone who really knows the industry and can help you find the best possible solution for your needs. Whether you are looking for insurance for your car, home, or business you will achieve better results by consulting an insurance broker.

Divide Your IRA Into Separate Accounts – One For Each Beneficiary

If you’re considering assigning multiple beneficiaries to your IRA account, watch out how the IRA beneficiary distribution rules operate. Here’s an approach to make sure your beneficiaries get what you want to give them after you pass away.

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