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Prior to the current recession, it was usual for banks and building societies to agree large mortgages for professional clients. Qualified solicitors, doctors, dentists and other professionals would often benefit from enhanced income multiples. However, since 2008 lenders have tightened criteria for all types of borrower.

Not every credit union will be right for your family. Look for one that offers the things that are important to you.

If you’re contracting for a living, getting a mortgage is a lot tougher than you might expect. Thankfully, there are a number of ways to get your financials together and buy a property like a regular employee.

Look back at your past mistakes with credit. Get out of your current situation if it is not a good one, and learn from your mistakes. If you were underpaid for a long time, use this experience, demanding a higher salary on your next interview. Any lesson learned from personal finances is valuable. Take the lessons you have learned and apply them to your finances in the future, giving you an advantage moving forward.

You may have heard of the catchy attractive commercials about free Federal government business grants for small business loans. Or as they say, “Millions in free government money”. But is this really true? Or is it just a hype? Find out more…

When looking for your best options when applying for a guaranteed personal loan online – especially for bad credit, it is important to compare your options to be able to find the best loan with the lowest and most affordable interest rate. Find out more…

According to investment Experts you must not buy gold. Instead, you must invest on gold. When you invest on gold it is necessary for you to buy when you think the prices are going to escalate.