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The time for resolutions is almost at hand and for most of us, it is a chance for a brand new start. If you are still struggling with your debts, you may want to consider setting up specific resolutions that will help you get out of debt beginning next year. You plans may take years to complete but the road to financial freedom starts with your decision to do something about it.

For qualified retirement plans and individual retirement accounts (IRAs) to receive tax favorable treatment by the IRS, they must meet certain requirements. One of those requirements is the minimum distribution rule. This means that qualified plans and IRAs must distribute assets to the owner no later than a specific date, called the “required beginning date.”

During the daily operation of their dealerships, many managers and dealer principals have a tendency to lose sight of the key ingredients of a successful and profitable F&I department. This article provides an overview of those key ingredients and several follow-up articles will address each ingredient individually and in detail.

All month I have been speaking about the $600 billion fiscal cliff that our government is facing as it heads into the New Year. Following up today, let me fill you in on how businesses and consumers are reacting differently to this serious issue.

From her words in Genesis 30:20, it appears that Leah always felt a sense of competition between herself and Rachel for Jacob’s heart. But her efforts failed every time. We, too, must be careful about the levels to which we take our competitive natures. Working hard and seeking an accomplished life is not wrong in itself. But when we take it to unhealthy levels, it can become damaging.

Buying your very first home can be exciting and nerve wracking at the same time and is said to be one of the most stressful things we do along with marriage and divorce! Finding the right mortgage lender, locating our dream home through a reliable real estate office and then signing the contracts can indeed be a bit stressful!

Opening a business or a firm is an exciting challenge, but what really gives pain is doldrums of economic strings. It is the basic factor behind the role of a business in its realm.