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Banks have recently been under attack as never before. Courting popularity the Government has waded in with legislation and ‘fat cat bashing’ but interestingly recent research suggests that the vast majority of personal customers are satisfied with the service they receive. Nonetheless, a number of new entrants are getting ready to enter the market or expand their current activity such as Tesco and Virgin.

I read your column last week on factoring. I am looking at a short term loan with my bank but don’t really want to wait for months to secure the debt and go through endless contrived hoops. I saw from your column that you could borrow against invoices or even sell them off to raise money, so I thought a factoring loan might work for me. Any thoughts?

I have a business and it seems my invoices are going astray as no one seems to really want to pay them! It’s causing quite a few cash flow problems so I have looked at factoring as a possible solution. Any thoughts on its suitability?

Forming a company in UK is not difficult. It does not matter whether you are a resident of UK or not. You just need to go through some simple steps when establishing an English company.

The main role of the authorized agents is to help a business to set up its own British company. For further details you can visit our website for more information on how to set a British company.

The McGuinty government used many sell points when promoting the H.S.T. Some examples include; making some industries more competitive and reducing accounting expenses for business across the board.

It is no secret that many people don’t know how to maintain their checking account. They write checks and use their debit cards, make deposits and withdraw cash but don’t do anything else. Maintaining your checking account is necessary to avoid any charges or fees associated with overdraft and negative marks on credit reports as a result.